Roth Ira Contribution Limits 2024 For Spouse 2024. Limits on roth ira contributions based on modified agi. The annual roth ira contribution limit in 2023 is $6,500 for adults younger than 50 and $7,500 for adults 50 and older.
If they lived with their spouse at any point during the year, they can contribute to a roth ira only if their. $7,000 per individual in 2024.